Skip to content
Fingineer
  • facebook.com
  • twitter.com
  • t.me
  • instagram.com
  • youtube.com

Financial Literacy

  • Home
  • Financial Literacy
  • Page 3
Single e-mail/mobile number for non-individual trading accounts might open can of worms.
Posted inFinancial Literacy SEBI

Single e-mail/mobile number for non-individual trading accounts might open can of worms.

Posted by By Awanish Kumar Mishra November 3, 2024
The capital market regulator Securities and Exchange Board of India (SEBI) has circulated a draft circular regarding use of single e-mail and mobile number…
‘Rounding off’ Paisa to nearest Rupee amounts to Overcharging. Manasha’s fight for 50 Paisa bared it all.
Posted inBanking Consumer Court India Post

‘Rounding off’ Paisa to nearest Rupee amounts to Overcharging. Manasha’s fight for 50 Paisa bared it all.

Posted by By Awanish Kumar Mishra October 29, 2024
In this age of digital payment like UPI Lite, NFC and QR Code, the prevalence of cash payment at several government establishments is unpalatable.…
Sell your profile to earn big money…. it’s high risk, high gain proposition.
Posted inBanking Cybercrime Financial Literacy

Sell your profile to earn big money…. it’s high risk, high gain proposition.

Posted by By Awanish Kumar Mishra October 25, 2024
No..No.. you are getting it wrong. I am not asking you for your lipid profile or kidney and liver. I am just asking you…
DIIs are poised to outsmart FIIs once again. Piling cash level with mutual funds reveals it all.
Posted inFinancial Literacy Market Outlook Mutual Fund

DIIs are poised to outsmart FIIs once again. Piling cash level with mutual funds reveals it all.

Posted by By Awanish Kumar Mishra October 24, 2024
Changing market dynamics and pace of regulatory developments have made retail investors a little jittery. Continuous selling by Foreign Institutional Investors (FII), weakening Rupee,…
MuleHunterAI creating havoc among depositors…. It’s freezing/lien marking bank accounts for silly reasons.
Posted inCybercrime Finance RBI

MuleHunterAI creating havoc among depositors…. It’s freezing/lien marking bank accounts for silly reasons.

Posted by By Awanish Kumar Mishra October 16, 2024
MuleHunterAI is an artificial intelligence-based software developed by Reserve Bank Innovation Hub (RBIH) to identify mule accounts, scrutinize its financials and execute pre-fed actions…
The facility of direct credit of securities into client account is prone to be misused unless …
Posted inDemat Account Finance SEBI

The facility of direct credit of securities into client account is prone to be misused unless …

Posted by By Awanish Kumar Mishra October 9, 2024
Come October 14, 2024 and the facility of direct credit of securities into client account will kick start. The investors will be able to…
Convenience comes with a price tag. SEBI permits stock brokers to charge more for same day settlement.
Posted inFinancial Literacy SEBI

Convenience comes with a price tag. SEBI permits stock brokers to charge more for same day settlement.

Posted by By Awanish Kumar Mishra October 1, 2024
The stock market regulator SEBI must be praised for expanding the scope of same day settlement cycle, technically known as T+0 settlement. If you…
Nominees get sizeable space in SEBI Boardroom. Innovative provisions require legal fine tune.
Posted inFinance Financial Literacy SEBI

Nominees get sizeable space in SEBI Boardroom. Innovative provisions require legal fine tune.

Posted by By Awanish Kumar Mishra October 1, 2024
The Securities and Exchange Board of India (SEBI) in its Board meeting dated 30th September 2024 discussed nomination issue in detail and came up…
SEBI’s actions raise more questions than answers. Its U-turns are taking a toll on brand SEBI.
Posted inFinance Financial Literacy SEBI

SEBI’s actions raise more questions than answers. Its U-turns are taking a toll on brand SEBI.

Posted by By Awanish Kumar Mishra September 29, 2024
Gone are the days of All India radio and Doordarshan monopoly. In this age of roaring social media and ferocious U-tubers, Securities and Exchange…
RBI innovates MuleHunter AI to identify mule accounts. Mules on way to layered and deceptive identity.
Posted inBanking Cybercrime Financial Literacy RBI

RBI innovates MuleHunter AI to identify mule accounts. Mules on way to layered and deceptive identity.

Posted by By Awanish Kumar Mishra September 20, 2024
Mule account is not new. It has been in use since long. A bank account holder has been helping neighbor with his account to…
Penal weapons in SEBI arsenal are like diffused bombs. Good to showcase but ineffective and inert.
Posted inFinancial Literacy SEBI

Penal weapons in SEBI arsenal are like diffused bombs. Good to showcase but ineffective and inert.

Posted by By Awanish Kumar Mishra September 19, 2024
SEBI’s three weapons of punishment – freezing of bank accounts, attachment of assets and debarment from securities market are proving futile. Frozen bank accounts…
CCTV Syndrome… the cybercriminals are misusing CCTV surveillance system to their advantage.
Posted inCybercrime Financial Literacy

CCTV Syndrome… the cybercriminals are misusing CCTV surveillance system to their advantage.

Posted by By Awanish Kumar Mishra September 18, 2024
CCTV is one of the most trusted and popular surveillance system of modern days. What if the CCTV is hacked and manipulated to commit…
Why can’t we transfer shares online as we do with our money? Is there some vested interest?
Posted inDemat Account Financial Literacy

Why can’t we transfer shares online as we do with our money? Is there some vested interest?

Posted by By Awanish Kumar Mishra September 16, 2024
Have you ever thought transferring shares online? You can make online transfer of as much money as you wish depending on your transaction limit.…
Banks and NBFCs ‘enjoy’ getting fined by RBI. The risk reward ratio is mouth-watering.
Posted inBanking Financial Literacy RBI

Banks and NBFCs ‘enjoy’ getting fined by RBI. The risk reward ratio is mouth-watering.

Posted by By Awanish Kumar Mishra September 16, 2024
Every now and then RBI imposes penalty on banks and NBFCs for certain violations. Banks never go to court to get the fine stayed.…
What if the regulator fails? Retail investors can’t afford SEBI’s failure.
Posted inFinancial Literacy SEBI

What if the regulator fails? Retail investors can’t afford SEBI’s failure.

Posted by By Awanish Kumar Mishra September 3, 2024
What is the responsibility of a regulator? To bring a regulation before an incident or after it? The way capital market regulator Securities and…

Posts pagination

Previous page 1 2 3 4 Next page
Awanish Kumar Mishra
Delhi University, IIM Alumni
Founder, Center for Financial Inclusion and Planning

Mr. Awanish Kumar Mishra straddles the domains of media, finance, academics, policy making, and digital transformation.

An alumnus of reputed institutions like the Ramjas College (Delhi University), the Indian Institute of Management (Indore), the Xavier Institute of Communications (Mumbai), the Indian Institute of Capital Market (Navi Mumbai), and the National Institute of Securities Market (Navi Mumbai), Mr. Mishra is a public intellectual of repute.

After quitting UTI Mutual Fund in 2003, Mishra worked with several major media houses, including Dainik Bhaskar (Resident Editor-Delhi NCR), Dainik Jagran (Corporate Editor) and Amar Ujala(Economic Editor). Later, he founded a personal finance magazine, Money Mantra, which he edited till July 2013.

Currently, Mr. Mishra is working on a project, ‘Risk Mitigation Mechanism in Financial Market.’ The project strives to protect small investors from scams and promote fair play.

For Mr. Mishra, subjects like financial inclusion and financial planning are not just academic matters but also a passion. He wants to enliven www.natfin.org with his enthusiasm and knowledge.

Linkedin profile tag: www.linkedin.com/in/dr-awanish-kumar-mishra-a531151b

Copyright 2025 — Fingineer. All rights reserved.
Scroll to Top