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What to Do with IndusInd Bank Shares? Dump It? Average It Out? Buy Afresh?
Posted inBanking Financial Literacy

What to Do with IndusInd Bank Shares? Dump It? Average It Out? Buy Afresh?

Posted by By Awanish Kumar Mishra March 13, 2025
A 27% fall in IndusInd Bank's share price has left investors in a state of uncertainty. Mutual fund managers, who hold over Rs 6,500…
Difficult times for scamsters…Banks adopt a slew of measures to check muling, laundering and swindling.
Posted inBanking Cybercrime Financial Literacy

Difficult times for scamsters…Banks adopt a slew of measures to check muling, laundering and swindling.

Posted by By Awanish Kumar Mishra January 2, 2025
The Reserve Bank of India (RBI) has implemented a slew of measures to check muling, laundering and swindling. Banks have adopted many such measures…
Unlimited medical counselling on phone @Rs.500, life certificate @Rs.70…. India Post has a lot to offer
Posted inBanking Financial Literacy India Post

Unlimited medical counselling on phone @Rs.500, life certificate @Rs.70…. India Post has a lot to offer

Posted by By Awanish Kumar Mishra November 10, 2024
India Post is far ahead of its peers in product design but far behind in marketing its products. Unlimited medical counselling on phone is…
‘Rounding off’ Paisa to nearest Rupee amounts to Overcharging. Manasha’s fight for 50 Paisa bared it all.
Posted inBanking Consumer Court India Post

‘Rounding off’ Paisa to nearest Rupee amounts to Overcharging. Manasha’s fight for 50 Paisa bared it all.

Posted by By Awanish Kumar Mishra October 29, 2024
In this age of digital payment like UPI Lite, NFC and QR Code, the prevalence of cash payment at several government establishments is unpalatable.…
Sell your profile to earn big money…. it’s high risk, high gain proposition.
Posted inBanking Cybercrime Financial Literacy

Sell your profile to earn big money…. it’s high risk, high gain proposition.

Posted by By Awanish Kumar Mishra October 25, 2024
No..No.. you are getting it wrong. I am not asking you for your lipid profile or kidney and liver. I am just asking you…
RBI innovates MuleHunter AI to identify mule accounts. Mules on way to layered and deceptive identity.
Posted inBanking Cybercrime Financial Literacy RBI

RBI innovates MuleHunter AI to identify mule accounts. Mules on way to layered and deceptive identity.

Posted by By Awanish Kumar Mishra September 20, 2024
Mule account is not new. It has been in use since long. A bank account holder has been helping neighbor with his account to…
Banks and NBFCs ‘enjoy’ getting fined by RBI. The risk reward ratio is mouth-watering.
Posted inBanking Financial Literacy RBI

Banks and NBFCs ‘enjoy’ getting fined by RBI. The risk reward ratio is mouth-watering.

Posted by By Awanish Kumar Mishra September 16, 2024
Every now and then RBI imposes penalty on banks and NBFCs for certain violations. Banks never go to court to get the fine stayed.…
Banks innovate to meet liquidity crunch. Launch deposits with SIP/SWP facility.
Posted inBanking Financial Literacy Mutual Fund

Banks innovate to meet liquidity crunch. Launch deposits with SIP/SWP facility.

Posted by By Awanish Kumar Mishra September 1, 2024
The liquidity crunch in banking system has paved way for innovative financial products. Banking system has the brand image of stable credentials and immunity…
Growing influence of UPI is a nightmare for Banks. Thanks to NPCI.
Posted inBanking Financial Literacy

Growing influence of UPI is a nightmare for Banks. Thanks to NPCI.

Posted by By Awanish Kumar Mishra August 30, 2024
The growing popularity of Unified Payments Interface (UPI) has been eating away the ‘extra income’ of banks. Banks are losing revenue to UPI at…
Unable to maintain monthly balance in your saving account? RBI has a ‘remedy’.
Posted inBanking Financial Literacy RBI

Unable to maintain monthly balance in your saving account? RBI has a ‘remedy’.

Posted by By Awanish Kumar Mishra August 25, 2024
Maintenance of Monthly Average Balance (MAB) has been a sticky point for customers, banks as well as the banking regulator. Interestingly, the Reserve bank…
‘Let us party tonight’, shouted the leader of Cyberthieves. RBI notification gave them a reason to rejoice.
Posted inBanking Financial Literacy

‘Let us party tonight’, shouted the leader of Cyberthieves. RBI notification gave them a reason to rejoice.

Posted by By Awanish Kumar Mishra August 23, 2024
The Reserve Bank of India came out with a notification on 22nd August 2024 modifying e-mandate mechanism. Although, the modification is well intentioned move,…
Your mobile might be shopping without your knowledge and consent. Courtesy NFC.
Posted inBanking Financial Literacy

Your mobile might be shopping without your knowledge and consent. Courtesy NFC.

Posted by By Awanish Kumar Mishra August 22, 2024
Near Field Communication (NFC) has empowered data-based devices to communicate without human intervention. An NFC enabled android phone can transmit payment to POS in…
Awanish Kumar Mishra
Delhi University, IIM Alumni
Founder, Center for Financial Inclusion and Planning

Mr. Awanish Kumar Mishra straddles the domains of media, finance, academics, policy making, and digital transformation.

An alumnus of reputed institutions like the Ramjas College (Delhi University), the Indian Institute of Management (Indore), the Xavier Institute of Communications (Mumbai), the Indian Institute of Capital Market (Navi Mumbai), and the National Institute of Securities Market (Navi Mumbai), Mr. Mishra is a public intellectual of repute.

After quitting UTI Mutual Fund in 2003, Mishra worked with several major media houses, including Dainik Bhaskar (Resident Editor-Delhi NCR), Dainik Jagran (Corporate Editor) and Amar Ujala(Economic Editor). Later, he founded a personal finance magazine, Money Mantra, which he edited till July 2013.

Currently, Mr. Mishra is working on a project, ‘Risk Mitigation Mechanism in Financial Market.’ The project strives to protect small investors from scams and promote fair play.

For Mr. Mishra, subjects like financial inclusion and financial planning are not just academic matters but also a passion. He wants to enliven www.natfin.org with his enthusiasm and knowledge.

Linkedin profile tag: www.linkedin.com/in/dr-awanish-kumar-mishra-a531151b

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