SME IPOs …. tread with care. The investment runway may prove an alley with dead end.
Frenzy investors jump over SME IPOs in a booming bull market. Neither they think of the business of company, nor the valuation. These crazy…
Who is better regulator? Mrs. Buch or Mr. Das? Whom would you vote for?
Indian financial system is being governed by two top professionals: Reserve Bank of India Governor Mr. Shakti Kanta Das and Securities and Exchange Board…
Posted inBanking Cybercrime Financial Literacy RBI
RBI innovates MuleHunter AI to identify mule accounts. Mules on way to layered and deceptive identity.
Mule account is not new. It has been in use since long. A bank account holder has been helping neighbor with his account to…
Posted inFinancial Literacy SEBI
Penal weapons in SEBI arsenal are like diffused bombs. Good to showcase but ineffective and inert.
SEBI’s three weapons of punishment – freezing of bank accounts, attachment of assets and debarment from securities market are proving futile. Frozen bank accounts…
Posted inBanking Financial Literacy RBI
Banks and NBFCs ‘enjoy’ getting fined by RBI. The risk reward ratio is mouth-watering.
Every now and then RBI imposes penalty on banks and NBFCs for certain violations. Banks never go to court to get the fine stayed.…
Posted inFinancial Literacy SEBI
What if the regulator fails? Retail investors can’t afford SEBI’s failure.
What is the responsibility of a regulator? To bring a regulation before an incident or after it? The way capital market regulator Securities and…
Posted inBanking Financial Literacy RBI
Unable to maintain monthly balance in your saving account? RBI has a ‘remedy’.
Maintenance of Monthly Average Balance (MAB) has been a sticky point for customers, banks as well as the banking regulator. Interestingly, the Reserve bank…
Posted inFinancial Literacy RBI
Money Flying to ‘Safe Haven’. RBI knows but can’t Act.
In a recent deliberation, Reserve Bank of India (RBI) Deputy Governor Michael Debabrata Patra indicated that money is flying to ‘safe haven’ from banking…
Posted inFinancial Literacy RBI
Beware husbands! Now wife can use your UPI as well. Courtesy RBI Governor.
As if the ‘use’ of credit card were not enough to satisfy the better half, the RBI Governor has opened the door of UPI…
Where do you invest Mr. RBI Governor? Are you a ‘Guardian’?
The RBI Governor Mr. Shaktikanta Das has maintained status quo with policy rates. The reason being the sticky food inflation. He doesn’t want to…
Frontrunning may not be so easy after SEBI whip
Relocating dealing desk to AMC premises, introducing concept of AMC Broking Houses and increasing penal measures like debarment and exponentially huge fine may check…
Posted inFinance
Financial Literacy : Banks are feeling the heat. Mutual Funds getting richer.
The banks are feeling the heat of growing financial literacy in India. The RBI Governor Mr. Shaktikanta Das has recently said that the growing…
Posted inFinance
Would SEBI take cognizance of this ‘mal’practice of banking brokers?
The ICICI Direct is the broking arm of ICICI bank. ICICI people encourage to open 3 in 1 account (bank account, trading account and…
Posted inFinance
The gimmick of a Basic Service Demat Account (BSDA)
The Securities and Exchange Board of India (SEBI) wants to show her solidarity with retail investors. In this effort, it endeavors to regulate a…
Posted inFinance
SEBI circular is full of loopholes
E-mail to be made default mode of dispatch for CAS from 1st August 2024 From 1st of August 2024, e-mail address of client will…